Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.


For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.

Sandy

Continue reading
  1438 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
debt disaster areas Expired medications identity thieves tax returns 900 number DNA test kits tax deadlines asset Planning pet tax filing deadlines Orange County Brexit vote Financial Planning Magazine phone FEMA website non-prescripstion sunglasses Healthcare January 10 consumer spending April 15 family members 2017 Equifax breach donation counts interest rates Joey Gonzales IRS vision screening Wells Fargo employees information Facebook integral member Facebook profile president Trump CA FTB spam phone client portal assets paper records partner /owner tax deadline July 6 credit freeze Medicare Kiplinger Letter fees stimulus package email notifications June 29 estate illiegal robocallers September 30 2020. CERTIFIED FINANCIAL PLANNER exam bottom line trust credit card fraud ice cream Legal robocalls Labor Day IRS deadline clients show support Part B Roth IRA blog post 20 year anniversary credit card company cell phones drive /usb spread news coverage home emergency preparedness kits credit cards Notary Public flash drive payments holidays approach tax records July 4 Medicare Part B premiums cell phone carriers offer October 1 2020. house sitter business hours fun atmosphere Open House Federal Trade Commission website home mortgages records Coronavirus Aid Puerto Rico privacy settings chip-enabled EMV cards scams privacy notices text messages 23 andme vacation Medicare Advantage coronavirus investment statements summer Supplemental Security Income April 18 2017. toilet paper Affordable Care Act Kraig Mathias 2017 IRA contributions credit score account numbers markets borrowing money company home emergency kit Medicare question banking app California Lions Friends trustee Independence Day self-help topics check lists Shred paperwork spring cleaning prescription eyeglasses earthquake app web address Retirement Contribution Limits life saver Fox News story Victor Dergunov Charles Schwab Medicare Part B February 14 driver license years car loans 4 pm -8pm 2017 TD Ameritrade National LINC Conference CARES Act tax season retirement planning clients parking spots Medicare plan memorial Day weekend health care costs Flexible Spending Account portal team members pet industry Ice Cream Social fun facts executive order water … breach estate planning money Social Security Administration 70 1/2. rescue organizations checklists VOIP landline phones home security Erin Nelsen Economic Security earnings fallout phishing sites interest cell phone provider jury duty operations manager Two-Step Verification https :// opt-out IRA accounts emergency kits people medications market turmoil July 3 rd pets birth certificates offering insurance clone counterfeits D premiums “ skimmer ”. Treasury Department phishing scams health care services April 11 Asset Planning notary services cell phone carriers ice cream event media accounts stock pile 2018 IRA contributions identity theft Wells Fargo customers settlement options retirement National Ice Cream month pet donation drive increase credit monitoring service TD Ameritrade Mobile Banking Security Tips gap insurance Part D premiums . cell phone SIM swap scam card reader Amazon emergency folder estate planning direction items FSA ID card wells Fargo policy CFP ® https ://seekingalpha home break-ins pet supplies documents cell phone service provider hurricane Dorian padlock information 401K insurance policy retirement plans phone companies retirement accounts official certification contribution limit paperwork clutter July weekend COVID -19 virus Auto insurance September 9 September 8 insurance policies Open Enrollment EEChecklist-Kits.pdf stockpilingchecklist.pdf donation items student loans relief efforts home emergency kit Orange County Superior Court Social Security