Asset Planning, Inc Blog

The latest from the team.

Auto Insurance Check Up

 

Auto insurance is pretty much a no brainer. It’s required by law to have so you get a policy and pay your premiums, end of story right? Well, it shouldn’t be. The average person buys a policy and doesn’t think about it again. It is really important, however, to do a periodic check up on your auto insurance policy to make sure you are covered adequately and are receiving all of the discounts you are entitled to. Many changes occur over the years in life like getting married, buying a house, and having a baby. Your auto insurance needs change over the years as well. Having the same coverage limits you did when you were first on your own may not be enough to cover your assets if you were sued in an automobile accident. Talk to your insurance agent to ensure that you have enough liability coverage. Another good thing to do is ask your agent if you are receiving all of the discounts that you are entitled to. There are a ton of discounts available and they may not necessarily be applied to your policy. Some examples of these discounts are good student discount, defensive driver discount, multi-policy discount, mature driver discount and the list goes on. Many of these discounts are not automatically added to your policy so it does not hurt to ask what discounts your insurance company offers. Next, get a few different quotes from other reputable companies for the same coverage that you have. This will give you a good idea if you are paying too much and may give you incentive to switch. By just taking a few extra steps to review your policy each year you could save enough each month to fill up your gas tank.

Continue reading
  1780 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
bottom line wells Fargo interest rates padlock email notifications National Ice Cream month pet supplies stock pile phishing scams retirement accounts estate Expired medications health care costs cell phone service provider integral member information Facebook clone counterfeits cell phones Roth IRA pet business hours summer 4 pm -8pm 2017 IRA contributions credit score Orange County Superior Court Coronavirus Aid memorial Day weekend home security privacy notices home emergency kit partner /owner prescription eyeglasses Legal robocalls news coverage Medicare Part B Kraig Mathias Joey Gonzales house sitter Supplemental Security Income chip-enabled EMV cards health care services emergency kits credit freeze ice cream Ice Cream Social ID card information donation counts president Trump DNA test kits Fox News story hurricane Dorian vision screening executive order spread interest consumer spending app EEChecklist-Kits.pdf stockpilingchecklist.pdf credit card company opt-out Independence Day years client portal retirement planning phishing sites Healthcare Medicare question Brexit vote birth certificates Flexible Spending Account donation items 2017 TD Ameritrade National LINC Conference pet donation drive Medicare Advantage CFP ® notary services Affordable Care Act 23 andme paper records emergency kit earnings fallout estate planning toilet paper September 30 2020. checklists policy scams September 8 CA FTB official certification April 11 credit card fraud home https ://seekingalpha 900 number estate planning direction Medicare plan Medicare identity theft Treasury Department student loans phone rescue organizations clients Part D premiums . cell phone provider Medicare Part B premiums FSA parking spots fun facts Labor Day money holidays approach VOIP landline phones banking Auto insurance disaster areas life saver pet industry Orange County jury duty car loans 2018 IRA contributions fun atmosphere ice cream event tax deadlines July weekend cell phone carriers settlement options retirement plans Charles Schwab Part B tax filing deadlines Mobile Banking Security Tips text messages debt contribution limit Two-Step Verification illiegal robocallers April 15 stimulus package documents offering insurance CARES Act Amazon assets clients show support fees TD Ameritrade driver license flash drive July 3 rd home break-ins Open Enrollment home mortgages portal 20 year anniversary asset Planning family members Victor Dergunov spring cleaning Wells Fargo employees credit cards breach retirement web address home emergency preparedness kits Retirement Contribution Limits IRS deadline January 10 borrowing money markets June 29 self-help topics Social Security identity thieves Asset Planning relief efforts September 9 operations manager tax season tax records items 401K July 4 water … 2017 Equifax breach emergency folder Shred paperwork California Lions Friends IRA accounts cell phone SIM swap scam Facebook profile Erin Nelsen COVID -19 virus IRS gap insurance “ skimmer ”. tax deadline credit monitoring service coronavirus Economic Security FEMA website company check lists July 6 vacation cell phone carriers offer spam phone privacy settings trust drive /usb Open House https :// records earthquake app media accounts insurance policy trustee payments Wells Fargo customers investment statements card reader Notary Public CERTIFIED FINANCIAL PLANNER exam tax returns account numbers 70 1/2. April 18 2017. Social Security Administration blog post October 1 2020. non-prescripstion sunglasses market turmoil increase Federal Trade Commission website February 14 Financial Planning Magazine pets insurance policies phone companies Kiplinger Letter Puerto Rico people medications team members D premiums paperwork clutter