Asset Planning, Inc Blog

The latest from the team.

Thank You! Thank you! Thank You!

Wow, is all we can say! We were blown away by how many clients were able to make it to our Ice Cream Social this year. This is truly one of our favorite events of the year because we get to see our clients out of the office in a fun atmosphere all while eating delicious ice cream. Here are some pictures from the Ice Cream Social. If you weren't able to make it this year, we hope to see you at the next one!

Pic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 web

 

Continue reading
  14 Hits
14 Hits

Equifax Breach... Were You Affected?

A settlement has been announced in the 2017 Equifax breach. Equifax has agreed to pay up to $700 million in compensation to the victims of this breach. If you were affected, there are three different settlement options. The 1st option is to sign up for free credit monitoring service. If you already have credit monitoring service, you can choose to be paid $125 for the value of the credit monitoring. Option 2 is to be reimbursed for any of the time you spent trying to clear up any issues that happened to your credit because of the breach. The 3rd option is to be reimbursed for any damages you incurred as a result of the breach. For the latter two options you will need to submit additional documentation to support your claim. It is really easy to check to see if you were affected by the breach and submit your claim. It took each of us in the office about 3 minutes to complete the whole process. Simply click on this link and follow the steps provided.

Continue reading
  19 Hits
19 Hits

Emergency Preparedness Kit

Considering the recent earthquakes we just had, we thought it was a good idea to send out a reminder about either updating or creating your home emergency kit. We know that this can be a time-consuming project and a lot of people put it off or don't don one altogether but this is something that can be a true lifesaver.

I found some really good checklists you can use as your starting pints. These checklists are not a one size fits all, so you should customize them for your family's specific needs. One of the checklists suggest updating your emergency kit each time we fall back or spring forward, I love this idea! Makes it really easy to remember.

Here are the checklists:

EEChecklist-Kits.pdf

stockpilingchecklist.pdf

The most common items that people forget to include in their kits are toilet paper and a bucket for peronal hygiene needs. Definitely two things you don't want to do without!

I was also able to find some premade kits on Amazon. I don't think that any of these kits will have everything that you need but it is an easy way to add necessary items to your kit without much work on your part.

Emergency Zone 4 Person Family Prep 72 Hour Survival Kit/Go-Bag

Rescue Guard First Aid Kit Hurricane Disaster or Earthquake Emergency Survival Bug Out Bag Supplies for Families

Mountain House Just In Case 14-Day Emergency Food Supply

Augason Farms 30-Day Emergency Food Storage Supply 29 lb 4.37 oz 8.5 Gallon Pail

 

 

Continue reading
  26 Hits
26 Hits

Keeping You Updated

As you know, all of us at Asset Planning put our clients personal and financial well-being as our number one priority. One of the ways we do this is by keeping you updated on any potential dangers when it comes to fraud and scams that we hear about. While doing research on a scam we were alerted to, I came across the Federal Trade Commission website. Along with many other self-help topics, there are two sections dedicated to privacy, identity & online security and scams. There you can find useful tips and recent information on scams going around. I found this website to be a useful tool in my research and I was even able to sign up for email notifications to alert me to any new scams they have been notified of. If you are interested in keeping up with the latest news on these sorts of things click on this link and sign up for email updates.

Continue reading
  56 Hits
56 Hits

Do You Have a Plan for Your Aging Parents?

It’s a known fact that people are living a lot longer than they used to. Do you have a plan in place for your aging parents? I came across an interesting article in Financial Advisor Magazine about the toll being a care taker for your aging parents can put on you financially and emotionally. If you are facing the prospect of being the caretaker for your parents as they get older, the time is now to start having the important conversations with your family about getting an action plan together for their care.

Click here to read the full article

 

 

 

Continue reading
  42 Hits
42 Hits

Sandy is Quoted in Financial Planning Magazine

On June 7, 2019, Sandy was quoted in an article in Financial Planning Magazine about the habits of highly successful advisors.

Check it out here!

Continue reading
  61 Hits
61 Hits

More Scam Alerts and Security Tips

We've come across a few more scams that we thought you should be aware of...

The first one is a scam where an unknown number will call you and only ring once or twice and not leave a message. Your first instinct is to call them back to see who it is. It turns out that it is a 900 number you are calling back and you get charged for the call. The phone companies are not reversing the charges for these calls so be weary on calling back unusual numbers. My thought is if it's important whoever is calling you will leave a message.

Next, a client alerted us to a company that is offering free cell phones to seniors with low income. They ask for all your personal information such as social security numbers, drivers license numbers, etc. There are some legit companies out there that do offer these programs but there are also scammers out there trying to steal identities. Before giving out your personal information be sure to do your research on the company or person who you're dealing with. You don't want your information getting in the wrong hands.

Lastly, stay vigilant with people calling or emailing you and asking for your personal information. Legitimate companies will never call or email you to get passwords or social security numbers. One way to tell in an email is by looking at the grammar. More times than not on a scam email the grammar will be wrong. Also, NEVER click on a link sent to you in an email from someone you don't recognize. If you are in doubt about whether a request for information is legitimate or not, always call the company back on a number that you have looked up yourself, so you know that you're actually calling the right place.

If you have any scams that you would like to tell us about, so we can alert our clients, please email me at melani@assetplanninginc.com

We hope you all have a wonderful Memorial Day Weekend!

Melani

Continue reading
  58 Hits
58 Hits

Happy Anniversary Carol!

Today marks Carol's 14th year with API. We are a family here and we truly appreciate her and all she does for the company and our clients. We celebrated her today by surprising her with flowers and her favorite breakfast of bagels and lox with all the fixings. Cheers to many more years with Asset Planning!

Continue reading
  47 Hits
47 Hits

Congratulations Erin Nelsen!

We are pleased and excited to announce that Erin Nelsen, CFP® is now a partner/owner at Asset Planning, Inc. Erin has been with Asset Planning, Inc. since 2007. She has had been an integral member of our team and overall growth of our firm for the past 12 years. We look forward to the future with her as a partner and the continued success of Asset Planning.

Erins headshot for websites

https://www.assetplanninginc.com/erin-nelsen

 

Continue reading
  68 Hits
68 Hits

Spam Calls

In an earlier blog post, we told you about an app called NomoRobo that blocks unwanted robotic and spam phone calls. I've been paying a monthly fee of $1.99 and it has been totally worth it. I just learned however, that cell phone carriers offer this service for free. For AT&T subscriber's, you can download an app called AT&T Call Protect. Verizon's app is called Verizon Call Filter and for T-Mobile customers there is no app. You just need to turn on the Scam ID and Scam Block Service.

Even though I feel like paying for NomoRobo has saved me from getting all of those annoying unwanted calls, I'm definitely going to try the service from my provider. Why pay for something if you can get it for free? Hopefully this helps some of you who didn't know about these blocking tools from getting unwanted phone calls.

Have a great weekend!

Melani

Continue reading
  52 Hits
52 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
interest rates Victor Dergunov National Ice Cream month D premiums Orange County Superior Court Medicare Part B EEChecklist-Kits.pdf stockpilingchecklist.pdf 70 1/2. clients show support spring cleaning blog post consumer spending https ://seekingalpha tax deadline checklists phishing sites prescription eyeglasses Medicare question Open Enrollment 23 andme California Lions Friends increase notary services 401K cell phone carriers offer app health care costs chip-enabled EMV cards Puerto Rico partner /owner privacy notices Wells Fargo employees April 15 Open House emergency folder home April 11 IRS deadline pet Notary Public contribution limit privacy settings opt-out Shred paperwork paperwork clutter client portal integral member credit cards money Asset Planning disaster areas emergency kit retirement wells Fargo home security policy home emergency kit Federal Trade Commission website DNA test kits investment statements FSA summer Orange County April 18 2017. fun atmosphere Legal robocalls 2017 IRA contributions Part D premiums . home break-ins padlock ice cream web address Independence Day information Facebook credit card company pet industry cell phones life saver Two-Step Verification Medicare Wells Fargo customers Brexit vote card reader credit freeze gap insurance vacation trustee car loans 2017 TD Ameritrade National LINC Conference documents bottom line portal home mortgages scams home emergency preparedness kits identity thieves https :// Roth IRA non-prescripstion sunglasses FEMA website October 1 2020. Supplemental Security Income retirement planning Facebook profile Affordable Care Act house sitter fun facts clients ice cream event Healthcare Kraig Mathias estate planning Amazon VOIP landline phones self-help topics vision screening phishing scams ID card identity theft Flexible Spending Account borrowing money Ice Cream Social assets executive order pets drive /usb Mobile Banking Security Tips flash drive Social Security Administration Kiplinger Letter toilet paper 4 pm -8pm Fox News story tax season June 29 fees credit score pet supplies retirement accounts phone companies memorial Day weekend information illiegal robocallers July 4 debt settlement options retirement plans relief efforts Medicare Part B premiums birth certificates “ skimmer ”. rescue organizations spam phone IRA accounts 20 year anniversary 900 number president Trump insurance policy breach CERTIFIED FINANCIAL PLANNER exam CFP ® asset Planning jury duty Retirement Contribution Limits company Part B parking spots account numbers Erin Nelsen credit card fraud driver license Social Security official certification email notifications Treasury Department estate trust 2018 IRA contributions check lists Auto insurance 2017 Equifax breach clone counterfeits Financial Planning Magazine credit monitoring service insurance policies banking earthquake app