A steady hand through retirement.

Fee-only fiduciary CFP® professionals helping pre-retirees & retirees since 1998.

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Guidance from people who know you.

When headlines get loud, our fiduciary CFP® professionals know your plan inside and out, and help keep your retirement on course, wherever you call home.

Asset Planning, Inc. partners Sandra C. Field, Carol Somoano, and Erin Nelsen, CFP professionals

Our approach

Retirement raises big questions: how much you can safely spend, when to claim Social Security, and what to do when markets drop. As fee-only fiduciaries, we are paid only by our clients, so our advice centers on one thing: helping you retire with confidence and stay on course.

The six women of the Asset Planning, Inc. team standing together in their office

Why Asset Planning

  • Paid only by you. Fee-Only. No commissions, no products to sell.

  • Owned by the people who serve you. Women-led, employee-owned, and independent since 1998.

  • A real person answers. No call centers, no automated menus, no getting passed around.

  • In person or virtual, nationwide. Meet with us in Los Alamitos or from the comfort of home.

How it works

  1. Answer a few questions. It takes about 3 minutes and helps us prepare for your call.

  2. Have a free introductory call. We listen, answer your questions, and talk through whether we are the right fit.

  3. Decide what’s right for you. If we’re a good fit, we’ll explain our fees, build your plan, and stay with you as life and markets change. If not, we’ll help point you toward a better option.

Our Services

  • Investment Management

    No one-size-fits-all portfolios. Customized investments for your needs & best interests without the influence of commissions.

  • Retirement Planning

    Preparing and making sound financial decisions so you have peace of mind throughout retirement.

  • Tax Strategies

    Wealth Management that seeks to maximize returns while mitigating risk & taxes.

  • Social Security & Pension Optimization

    Analysis on when to start Social Security or which pension option to select for retirement.

  • 401(k) & Workplace Plans

    Help evaluating your workplace plan options and deciding whether to roll over your 401(k), 403(b), 457, and more.

  • Financial Planning

    1. Discovering financial goals

    2. Plan to reach goals

    3. Select investments that fit the plan

    4. Adjust the plan as circumstances change

See how we can help

Meet your team

  • Portrait of a smiling woman with short blonde hair wearing a blue blazer and a necklace, standing in an indoor setting.

    Sandra C. Field, MBA, CFP®

    Financial Advisor & Founder

  • A headshot of a middle-aged woman with blonde hair, blue eyes, wearing a black blazer and a gold necklace, smiling against a blurred indoor background.

    Carol Somoano, MBA, CFP®

    Financial Advisor & Partner

  • A woman with blonde wavy hair, green eyes, and wearing a black blazer, purple blouse, gold earrings, and a gold necklace, smiling against a brown background.

    Erin Nelsen, CFP®

    Financial Advisor & Partner

  • Portrait of a smiling woman with blonde hair, wearing a black blazer, gold layered necklaces, and an olive green top, against a blurred background.

    Melani List, FPQP™

    Client Service Manager &

    Financial Paraplanner Qualified Professional

  • A professional woman with wavy dark hair with highlights, smiling, wearing a black blazer over a white blouse with thin stripes, and a gold cross necklace.

    Tiarra Johnson

    Investment Analyst

  • Andrea Cervantes

    Client Service Associate

Get to know us

Is Asset Planning right for you?

Request my introductory call

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