Yes — always. As CFP® professionals and a fee-only RIA firm, we are fiduciaries 100% of the time. That means we are legally and ethically bound to act in your best interest, not ours.

As a fee-only firm, we’re compensated solely by our clients, not by commissions, product sales, or third-party incentives. This means our advice is 100% objective and focused on your best interests, with no hidden agendas or conflicts of interest.

CFP® stands for Certified Financial Planner™, a designation that requires rigorous education, extensive experience, and adherence to the highest ethical standards in financial planning. Our CFP® professionals are trained to provide comprehensive advice across all aspects of your financial life.

We offer transparent, easy-to-understand fee structures based on your specific needs. Depending on the scope of your planning or investment management, we charge a flat fee, or a percentage of assets under management. No surprises, no commission, just honest pricing for quality advice.

We serve a diverse range of clients including individuals, families, business owners, and retirees. Whether you’re building your wealth, navigating a major life change, or planning for retirement, we’re here to guide you with personalized strategies.

Some of our investment management services have minimum requirements, but we’re happy to discuss flexible options based on your situation. We also offer standalone planning services for those who may not need full investment management.

Absolutely! We offer both in-person and virtual meetings for your convenience. Whether you’re local or across the country, we make it easy to stay connected.

We know that financial planning isn’t one-size-fits-all and neither are your questions. If there’s anything we didn’t cover here, we’d love to hear from you.