Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.


For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.

Sandy

Continue reading
  1455 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
memorial Day weekend documents credit freeze Medicare home 2017 Equifax breach investment statements retirement planning Social Security Administration clone counterfeits text messages CERTIFIED FINANCIAL PLANNER exam prescription eyeglasses clients show support contribution limit phishing sites pet donation drive toilet paper settlement options driver license money fees life saver interest rates June 29 emergency kits opt-out estate planning direction home break-ins family members paper records emergency folder tax records executive order Orange County Superior Court disaster areas Kiplinger Letter 23 andme Independence Day card reader checklists home security DNA test kits phishing scams earnings fallout pet industry July weekend Kraig Mathias car loans credit score estate insurance policies media accounts pets stimulus package tax filing deadlines Roth IRA https :// Medicare question wells Fargo student loans paperwork clutter spring cleaning illiegal robocallers Two-Step Verification debt home mortgages items Federal Trade Commission website pet July 6 Ice Cream Social FSA web address client portal September 8 home emergency preparedness kits Facebook profile borrowing money California Lions Friends CA FTB non-prescripstion sunglasses Part D premiums . Economic Security Erin Nelsen cell phone SIM swap scam clients pet supplies 401K donation items people medications rescue organizations “ skimmer ”. Wells Fargo employees Fox News story Part B flash drive relief efforts ice cream health care costs phone offering insurance chip-enabled EMV cards Legal robocalls 4 pm -8pm Joey Gonzales self-help topics Mobile Banking Security Tips Coronavirus Aid Labor Day news coverage D premiums 2018 IRA contributions COVID -19 virus April 11 tax season policy National Ice Cream month payments information 2017 IRA contributions fun facts https ://seekingalpha coronavirus VOIP landline phones Brexit vote credit cards cell phone carriers offer FEMA website water … Wells Fargo customers vacation Social Security tax deadlines credit monitoring service home emergency kit cell phone service provider notary services September 30 2020. April 18 2017. asset Planning records birth certificates Open Enrollment September 9 company integral member Auto insurance Charles Schwab assets portal credit card fraud drive /usb padlock bottom line Flexible Spending Account health care services estate planning IRA accounts retirement accounts business hours 20 year anniversary IRS privacy notices July 4 Affordable Care Act fun atmosphere credit card company email notifications Medicare Part B insurance policy market turmoil official certification January 10 cell phone provider Asset Planning account numbers gap insurance Medicare Part B premiums cell phone carriers trustee Notary Public tax deadline July 3 rd earthquake app scams retirement October 1 2020. phone companies operations manager ice cream event 2017 TD Ameritrade National LINC Conference Expired medications summer Shred paperwork CFP ® years president Trump house sitter emergency kit Supplemental Security Income team members privacy settings increase retirement plans 900 number Orange County February 14 blog post Medicare plan Healthcare Amazon vision screening April 15 donation counts Treasury Department spread CARES Act trust ID card TD Ameritrade breach information Facebook parking spots Financial Planning Magazine tax returns 70 1/2. interest holidays approach Victor Dergunov app jury duty banking consumer spending spam phone IRS deadline cell phones hurricane Dorian partner /owner Retirement Contribution Limits identity theft identity thieves Medicare Advantage markets stock pile Open House Puerto Rico EEChecklist-Kits.pdf stockpilingchecklist.pdf check lists